Monthly Archives: February 2009

Setting Goals

Think & Grow Rich

Think & Grow Rich

Yeah, I missed the New Year’s Resolution train, but those always seem to fade too quickly.  Sitting down and setting goals, on the other hand, creates a clear vision to which I can hold myself accountable.

A friend gave me the book Think & Grow Rich.  I am just getting into it, but it seems to be a successful way to achieve financial goals.  The only problem is, I think most of my goals are not financial.  Sure, I need money to operate, but just like Biggie said, “Mo money, mo problems.”  However, I do have a financial goal of creating a solid Emergency Fund and I think this book will help achieve that.

My other goals fall into the categories of Health/Fitness, Education/Knowledge, and Civic/Social.  I believe a key element in the goal-setting process is accountability.  I could set these goals and tell nobody, and I probably won’t achieve them.  To combat that problem, I am meeting with at least one friend to review and share our goals, and to meet regularly to check in on the status.  I’m also taking the extra step of putting mine out here for an extra level of accountability.  So without further ado, here they are:

  • Health
    • Run 2x/week
    • Bike 2x/week – Hopefully to/from work
  • Brain
    • Read 1book/month
    • Play guitar at least 1x/week
  • Civic
    • Volunteer 1 day/month
  • Financial
    • $12,000 Emergency Fund by Feb 2011

So, there they are.  Wish me luck!

Edit: Changed volunteer to 1day/month – that was the original goal, I think I had a copy/paste error!

California Tax Refunds Delayed

http://www.ftb.ca.gov/refund_delay_2008.shtml

Well, isn’t that annoying.

From the site, I can’t tell if the delay is open-ended or not. The first paragraph states, “…delay refunds for 30 days starting February 1, 2009”, but then, “It is anticipated that as soon as the cash and budget problems are solved, the refund delay will be lifted.” So in reality they have no idea when the problem will be solved.

You have my money, please give it back!